An AI money coach that only speaks when it matters
A coach that always has something to say is noise. Finovaa's coach checks your numbers for the few things worth your attention, and stays quiet when there aren't any.
It watches for the things that matter
Your coach checks budget pace, categories that jumped, recurring charges, unusual spending, your savings trend, a shortfall coming at month end, and goals falling behind. Risks come first, then things to watch, then wins.
- Works from your own numbers
- Most days, there's nothing to flag, and that's fine
Four coaches, one set of numbers
Maya is patient, Ray is analytical, Zara is upbeat and Vic is blunt. They all read the same maths, and only the voice changes. Your choice follows you into chat, voice mode and notifications.
Ask anything about your money
“Can I afford a car?” “Where is my money leaking?” Chat answers from your recent transactions, budgets, goals and wallets. Pro adds spoken conversations in your coach's own voice.
- Chat is free
- Voice mode is Pro
Heads-ups, not spam
Proactive notifications only go out for real risks, never more than three a week, at the time of day you're usually active. The same insight is never sent twice in a row.
It can't make up your numbers
Every figure is worked out on your phone before any AI is involved. The AI only rewords a decision that was already made, and a reply is shown only if every number in it matches your data.
Common questions
Does the AI need access to my bank?
No. Finovaa never connects to your bank. The coach only sees what you've added to the app.
Does Google train its AI on my financial data?
No. Finovaa uses Google's paid Gemini API, and under its terms Google doesn't use your data to train or improve its models. The coach only sees what you've added to the app.
How often will the coach notify me?
At most three proactive heads-ups a week, and only for things that need attention. You can turn each type of notification off.
Is the AI coach free?
Yes. The coach, its insights and chat are free. Pro adds coach-written phrasing for each insight and spoken conversations.
Be first to know what you can spend today.
Join the waitlist and we'll email your download link the day Finovaa lands on the App Store and Google Play.